Terms of Service & Privacy

Disclaimer

Lenddo maintains this web site (the "Site") as a courtesy to those who may choose to access the Site ("Users").

MATERIALS PROVIDED ON THIS SITE ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. Lenddo specifically does not make any warranties or representations as to the accuracy or completeness of any such Materials. Lenddo periodically adds, changes, improves, or updates the Materials on this Site without notice. However, Lenddo will not modify any terms or conditions of current products already issued to members, without prior notice. Under no circumstances shall Lenddo be liable for any loss, damage, liability or expense incurred or suffered which is claimed to resulted from use of this Site, including without limitation, any fault, error, omission, interruption or delay with respect thereto. Use of this Site is at User's sole risk. Under no circumstances, including, but not limited to, negligence, shall Lenddo be liable for any direct, indirect, incidental, special or consequential damages, even if Lenddo has been advised of the possibility of such damages.

User specifically acknowledges and agrees that Lenddo is not liable for any conduct of any User.

This site may contain advice, opinions, and statements of various information providers and content providers. Lenddo does not represent or endorse the accuracy or reliability of any advice, opinion, statement or other information provided by any information provider or content provider, or any user of this site or other person or entity. Reliance upon any such opinion, advice, statement, or other information shall also be at your own risk. Neither Lenddo nor its affiliates, nor any of their respective agents, employees, information providers or content providers shall be liable to any User or anyone else for any inaccuracy, error, omission, interruption, timeliness, completeness, deletion, defect, failure of performance, computer virus, communication line failure, alteration of, or use of any content herein, regardless of cause, for any damages resulting there from.

As a condition of use of this Site, User agrees to indemnify Lenddo and its affiliates from and against any and all actions, claims, losses, damages, liabilities and expenses (including reasonable attorneys' fees) arising out User's use of this Site, including without limitation any claims alleging facts that if true would constitute a breach by User of these terms and conditions. If User is dissatisfied with any material on this Site or with any of terms and conditions of use of this Site, User's sole and exclusive remedy is to discontinue using this Site.

Nothing in this Site or any Materials shall be construed, implicitly or explicitly, as containing any investment recommendations. Lenddo is not registered to conduct business in the US. Nothing in such Site, or in such Materials, constitutes an offer of or an invitation by or on behalf of Lenddo to purchase or sell any securities nor should it be considered as investment advice.

Account deletion/deactivation:

You may deactivate your account at any time, under the condition that you have no pending or outstanding loans. When you deactivate an account, no user will be able to see it. You will still have the ability to reactivate your account and restore your profile in its entirety; however, Lenddo does not delete accounts, and we will continue to store your information in accordance and as allowed by local laws and regulations.

Even after information has been removed from your profile or your account has been deactivated, copies of that information may remain viewable elsewhere to the extent it has been shared with others, it was otherwise distributed pursuant to your profile settings, or it was copied or stored by other users if you chose to keep your profile public. However, your name will no longer be associated with that information on Lenddo.

Banning:

Lenddo reserves the right at all times to immediately terminate users without further notice, in the event that, in its judgment, a User has violated our Terms and Conditions. Lenddo may also restrict, suspend or terminate the account of any User who abuses or misuses the Services. If we disable your account, you may not create another one without our permission.

Links to third-party web sites

This Site contains links to third-party web sites. The linked sites are not under the control of Lenddo and Lenddo is not responsible for the contents of any linked site or any link contained in a linked site. Lenddo provides these links only as a convenience, and the inclusion of a link does not imply endorsement of the linked site by Lenddo.

If this Site contains social media, bulletin boards, chat rooms, access to mailing lists or other message or communication facilities (collectively, "Social Media"), User agrees to use the Social Media only to send and receive messages and material that are proper and related to the particular Social Media. By way of example, and not as a limitation, User agrees that when using a Social Media, User shall not do any of the following:

  • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
  • Publish, post, distribute or disseminate any defamatory, infringing, obscene, indecent or unlawful material or information.
  • Upload or attach files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
  • Upload or attach files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
  • Delete any author attributions, legal notices or proprietary designations or labels in any file that is uploaded.
  • Falsify the origin or source of software or other material contained in a file that is uploaded.
  • Advertise or offer to sell any goods or services, or conduct or forward surveys, contests, or chain letters. Download any file posted by another user of a Social Media that you know, or reasonably should know, cannot be legally distributed in such manner. Lenddo reserves the right to cancel or terminate any account found violating these terms.

User acknowledges that certain Social Media or Discussion Groups may be public and not private communications. Further, User acknowledges that chats, postings, conferences, e-mails and other communications by other users are not endorsed by Lenddo, and such communications shall not be considered reviewed, screened, or approved by Lenddo. Lenddo reserves the right for any reason to remove without notice any contents of the Forums received from Users, including without limitation e-mail and bulletin board postings.

You acknowledge, consent and agree that Lenddo may, at its sole discretion and to the extent permitted by law, access, read, preserve and disclose your account information, usage history and submitted Content in order to: (a) comply with any applicable law, regulation, legal process, or governmental request; (b) respond to claims that any Content violates the rights of third parties, including intellectual property rights; (c) enforce this Agreement and investigate potential violations thereof; (d) detect, prevent, or otherwise address fraud, security, or technical issues; (e) respond to your requests for customer service; or (f) protect the rights, property, or personal safety of Lenddo, its users, or the public.

Applicable Law and Jurisdiction

This Agreement will be interpreted and enforced in accordance with the laws of Hong Kong. Any action to enforce this agreement shall be brought in Hong Kong.

Preservation of Immunities

Nothing herein shall constitute or be considered to be a limitation upon or a waiver of the privileges and immunities of the Lenddo. You agree to indemnify and hold Lenddo harmless from any loss, liability, claim, or demand, including reasonable attorney's fees, made or incurred by any third party due to or arising (directly or indirectly) out of your use of the Website or participation in the Program or arising from your breach of this Agreement.

General

Lenddo reserves its exclusive right in its sole discretion to alter, limit or discontinue the site or any Materials in any respect. Lenddo shall have no obligation to take the needs of any user into consideration in connection therewith.

Lenddo reserves the right to deny in its sole discretion any user access to this Site or any portion thereof without notice.

No waiver by Lenddo of any provision of this Agreement shall be binding except as set forth in a writing signed by its duly authorized representative.

Special Provisions Applicable to Users outside of Hong Kong

We strive to create a global community with consistent standards for everyone, but we also strive to respect local laws. The following provisions apply to users outside of Hong Kong.

  1. You explicitly consent to having your personal data transferred to and processed in other jurisdictions, including but not limited to Singapore and the United States.
  2. For our members in Colombia, if you have a complaint, request or concern with respect to Lenddo's Terms of Service and/or Privacy Policy, you can write us at soporte@lenddo.com.co. When Lenddo receives your request, we will make every effort to resolve your concern in the least amount of time possible, within the process established by the Consumer Protection Statutes of Colombia.
  3. If you are located in a country embargoed by the United States, or are on the U.S. Treasury Department's list of Specially Designated Nationals you will not engage in commercial activities on Lenddo.
  4. German users will not access the service, or provide personal information in any manner that might conflict with local regulation.