With Lenddo, your customers can use their social networks such as Facebook, Linkedin, Google, Yahoo and Twitter to prove their identity and creditworthiness.

  • Expand and serve 'thin-file' middle class customers
  • Reduce operational expenses
  • Provide improved customer service
  • Know your customers better

Our Product

Lenddo will improve the speed, quality and accuracy of decision making, enabling you to serve more customers.

Lenddo's credit score and verification services use over 12,000 data points to manage risk and make better decisions but the system has been designed to be as easy as possible for you and your customers to use.

How it works


Simple and easy installation of the front-end code on a website, in mobile apps or in Facebook.


During the application, an applicant just clicks on a button to complete a quick onboarding.


Use the Lenddo API or dashboard to access the results real-time.

Secure and intuitive REST API

We built Lenddo with developers in mind and you can get started in minutes. We can even deploy your application form on a mobile device or inside of Facebook.

$date = date("D M j G:i:s T Y");
function signRequest($method, $body, $date, $url) {
$contentMd5 = NULL;
if( !empty( $body ) ) {
$contentMd5 = md5( $body );
$stringToSign = $method . "\n" . $contentMd5 . "\n" . $date . "\n" . $url;

$string = "LENDDO " . static::$_apiId . ":";
$string .= base64_encode(
hash_hmac( "sha1", $stringToSign, static::$_apiSecret, TRUE )
return $string;

The Lenddo Developer API's use REST with responses returned in JSON format.

All requests are performed over SSL and require a unique secret key for high levels of security.

Full documentation and support for ease of implementation.

About the company

Lenddo has helped over 500,000 emerging middle-class around the world improve their lives using our identity verification and credit scoring services.

Founded in 2011, Lenddo now has offices in Manila, Bogot√°, Mexico City and New York.

Lenddo's investors include Accel Partners, Blumberg Capital, iNovia, Metamorphic and Omidyar Network - behind the world's top technology companies, from Facebook and Groupon to Kiva and Prosper.

Contact us

If you are looking to better serve more online consumers, let the Lenddo team show you how others are using the power of social networks to lower costs, lower default and serve new customers.